Sample Letter - Private Coverage Appeal
[Your Full Name]
[Your Address]
[Your Telephone Number]
[Date]
[Address]
Re: [Name of Beneficiary], Member # [Member ID Number] Claim # [Claim Number]
To Whom It May Concern:
I am writing to request a review of your denial of my claim for [service] by [name of provider]. I received your denial letter on [date]. The reason for denial was listed as [reason listed for denial].
I have reviewed my policy and believe that [name of health care plan] is required to cover this service. [Service] is evidence-based and is medically necessary in order to ensure that [Beneficiary] can communicate effectively.
I am attaching a letter from [Beneficiary]’s [type of treatment provider], [name], explaining that this intervention is evidence-based and medically necessary due to [describe specific needs of the beneficiary that will be addressed by the service]. The intervention will address these needs by [describe what is involved in the intervention].
If applicable, add: [Beneficiary] is not already receiving this service through the IDEA. I am attaching a copy of [his/her] most recent IEP. [Add details, if necessary, explaining why the service is different from those described in the IEP - e.g., the beneficiary is working towards different goals at school than those that the requested service would work towards; the beneficiary is only receiving the service during school hours and needs access to the same service outside school hours, etc.]
[Add more detailed information if possible. If you are including other documents such as prior assessments, journal articles, or other information, include a list of what you are sending here.]
If you need additional information, I can be reached at [telephone number and/or e-mail address].
Sincerely,
[Signature]
[Typed Name]